Smart Cash Instant Loan App private policy

 

Smart Cash Instant Loan App PRIVACY POLICY

Smart Cash Instant Loan App takes your privacy seriously. This privacy policy explains why we collect your data, what data we collect, how we store and how we share and use your data and whom we share with. You specifically authorize us to collect and process data in accordance with this privacy policy.

 

 

 

                                                          1,COOKIES

 

We collect and send cookies to your devices but;

This Service does not use these cookies explicitly. However, the app may use third party code and libraries that use cookies to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of our Service. 

 

 

                                                     2,REASON FOR DATA COLLECTION

We collect certain data to be able to provide the Service to you. We also collect data for use in verifying your identity and creating credit scoring models to determine what Loans can be offered to you. We also use this data for purposes of collections and credit reporting.

 

                                                    3,DATA COLLECTION.

We will collect your M-Pesa number and telephone number and may also collect your name, age, email address or other contact information. We will also collect data from your device for our credit scoring system. This includes information relating to your device, such as device make and model, operating system, installed software applications, and the unique user identifier. We may also collect your email and phone-book contacts and information related to device activity such as SMS logs and GPS location information. By registering for the Service, you authorize the collection and processing of the foregoing data.

 

                                                   4, DATA MANAGEMENT AND SHARING

We may share your data with third parties only in legal circumstances. We may, for example, share data with:

 

(a)credit bureaus, in requesting credit histories or reporting loan defaults;

 

(b)collections agencies, in seeking to collect overdue Loans;

 

(c)government bodies and law enforcement agencies, to comply with the law;

 

(d)professional advisers, to enforce or defend our legal rights;